Banks offer a valuable service that everyone should use to help manage their finances, however banks also try to force their customers to pay fees for a variety of reasons and paying fees is no fun! Because of this, Fix Your Credit Consulting wants to offer some tips that can help you avoid paying fees to your […]
Collections & Identity Theft
Despite great advancements in identity protection practices, identity theft affected over 143,000 Americans in 2019. Unfortunately, many people aren’t aware fraud has been committed until after the thief has run up a debt in their name. Usually a person finds out when a collection agency contacts them to request payment. Other times they might find out when a[…..]
Credit Tip – Credit Unions
Everyone should already be putting their money into a bank as a way to securely save and store their money, however most people do not know that there are alternatives to banks that function in a similar fashion known as Credit Unions. The primary difference between a credit union and a bank is that banks generally exist[…..]
Corona Credit Tip
During this period of COVID-19 uncertainty we hope that everyone is keeping themselves and their loved ones healthy and safe! While we prepare our workplaces and homes for this new reality, it is also a good time to think about your financial future and how your credit will play its part. Here are a few tips: Ask[…..]
Car Shopping and Inquiries
So you want to buy a car? Great! Do you plan to shop around to find the right car and get the best deal? Even better! You’re doing everything right, but at the end of the day there’s still a problem: the dealerships ran your credit multiple times, adding hard inquiries to your credit reports causing your[…..]
What You Need to Buy a House in 2020
You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If you are trying to figure out where to start as a first-time homebuyer buying a home in 2020, you should know that the entire process is not quick, but when all is[…..]
Alert! Alert! Bank Alerts!
Did you know that most major banks offer some kind of digital alert system? Whether via email or phone notification, you can use bank alerts to prevent overdrafting and additional fees by making sure you’re always informed of: 1) New charges 2) Updates on your account balance 3) Payment due dates Stay up-to-date with all your account[…..]
Three Ways to Keep Cards Working for You!
Most credit card companies rely on customers who either rush into a card without being prepared or diving into how their cards work. Here are some tips to not be taken advantage of: 1. Pay off more than your minimum dues! They way interest on cards work is that they’re betting on you only paying the minimum,[…..]
Three Reasons to Have a Credit Monitoring Site
Even if you’re only signing up for complimentary one (such as Credit Karma) or an annual one, it’s smart to have a subscription to consistently monitor your credit and give you alerts on any changes to your credit, positive or negative. 1. Catch Identity Theft ASAP As soon as a negative account or a credit account opened[…..]