Closeup portrait young cheerful joyful smiling gorgeous woman holding up keys to her first new sports car. Customer satisfaction

Car Shopping and Inquiries

So you want to buy a car? Great! Do you plan to shop around to find the right car and get the best deal? Even better! You’re doing everything right, but at the end of the day there’s still a problem: the dealerships ran your credit multiple times, adding hard inquiries to your credit reports causing your scores to drop!


Dealerships and car salesmen are desperate to make sales and they’ll do (almost) anything to get you into a vehicle. Unfortunately that includes running your credit as many times as it takes to find a lender that will approve you for financing. So besides each inquiry dropping your credit score two to four points, all the inquiries will make you seem riskier to credit card or mortgage lenders. Your “new” credit report courtesy of your car dealership friends could now sadly look like this.

What Can You Do?

One option is to hire a reputable credit repair company to remove them for you. Feel free to give Fix Your Credit Consulting a call at (877) 212-2450 and one of our consultants will let you know what inquiries we can help you delete.

Another, more time consuming option is to dispute the inquiries yourself. It can be done, but just make sure to not dispute any inquiries connected to your open credit, auto, or installment loan accounts!

You can also get pre-approved for a loan by a credit union or an auto financing company BEFORE you go car shopping. If you already have the financing they won’t run your credit!