Importance of bank alerts for your credit.

Alert! Alert! Bank Alerts!

Did you know that most major banks offer some kind of digital alert system? Whether via email or phone notification, you can use bank alerts to prevent overdrafting and additional fees by making sure you’re always informed of: 1) New charges 2) Updates on your account balance 3) Payment due dates Stay up-to-date with all […]

Three Ways to Keep Cards Working for You!

Three Ways to Keep Cards Working for You!

Most credit card companies rely on customers who either rush into a card without being prepared or diving into how their cards work. Here are some tips to not be taken advantage of: 1. Pay off more than your minimum dues! They way interest on cards work is that they’re betting on you only paying[…..]

Three Reasons to Have a Credit Monitoring Site

Three Reasons to Have a Credit Monitoring Site

Even if you’re only signing up for complimentary one (such as Credit Karma) or an annual one, it’s smart to have a subscription to consistently monitor your credit and give you alerts on any changes to your credit, positive or negative. 1. Catch Identity Theft ASAP As soon as a negative account or a credit[…..]

Three Myths About Credit That Hold You Back

Three Myths About Credit That Hold You Back!

There are a few misconceptions about credit that stop you from reaching goals. Here are a few common ones: 1) Credit Cards are Bad When paid on time, with preferably more than the minimum due, an open credit card that you take care of shows creditors you’re responsible. It’s only irresponsibility, such as late payments,[…..]