Three Reasons to Have a Credit Monitoring Site

Three Reasons to Have a Credit Monitoring Site

Even if you’re only signing up for complimentary one (such as Credit Karma) or an annual one, it’s smart to have a subscription to consistently monitor your credit and give you alerts on any changes to your credit, positive or negative. 1. Catch Identity Theft ASAP As soon as a negative account or a credit […]

Three Myths About Credit That Hold You Back

Three Myths About Credit That Hold You Back!

There are a few misconceptions about credit that stop you from reaching goals. Here are a few common ones: 1) Credit Cards are Bad When paid on time, with preferably more than the minimum due, an open credit card that you take care of shows creditors you’re responsible. It’s only irresponsibility, such as late payments,[…..]

Four Purchases on Credit That Hurt the Most!

Four Purchases on Credit That Hurt the Most!

1) Hospital Bills Usually done on credit because they’re priciest and most common, they also don’t offer many good deals on interest grace periods and are often very willing to go to collection agencies if you run behind, and that’ll only hurt your credit more. Paying for insurance and taking care of these bills as[…..]