Lending Act

The Truth In Lending Act

Dear Fix Your Credit Consulting community, today I wanted to tell you all about a very important law that grants you protections in regards to credit cards and credit card billing. In fact you might have benefited from this already, without ever realizing it. It is called the Truth In Lending Act (TILA). Originally enacted […]

Change Your Billing Date

Change Your Billing Date

Yes, you can change your billing date and it’s easy! Today Fix Your Credit Consulting is going to teach you how to change your billing date. A lot of people get stressed out when their bills are due, especially when they all come around the same time of the month. It is a situation that[…..]

Identity Theft

Collections & Identity Theft

Despite great advancements in identity protection practices, identity theft affected over 143,000 Americans in 2019. Unfortunately, many people aren’t aware fraud has been committed until after the thief has run up a debt in their name. Usually a person finds out when a collection agency contacts them to request payment. Other times they might find out[…..]

Credit Union

Credit Tip – Credit Unions

Everyone should already be putting their money into a bank as a way to securely save and store their money, however most people do not know that there are alternatives to banks that function in a similar fashion known as Credit Unions. The primary difference between a credit union and a bank is that banks[…..]