credit scores | Fix Your Credit

Why Do the Credit Bureaus Report Different Scores?

When looking through your latest credit report, you may find that each credit bureau may report different scores. Not only that, if you look even closer, it may even report different balance amounts for lines of credit. So what exactly is happening here? Depending on when and where you grab your credit report, it may […]

Make Billing Dates Work On Your Schedule

Make Billing Dates Work On Your Schedule

Managing finances and working with different lines of credit can both be huge hassles. But there’s no need to let the stress of managing multiple billing dates between credit cards and utility bills get you down. There are ways to get through the month without the need of having to remember numerous days to pay[…..]

Credit Report - Fix Your Credit

How Long Do Negatives Stay on Credit Reports?

A fresh, new credit report can display a lot of information about a consumer’s credit history, but there are going to be a few items that will stick to the history like chewed gum. These derogatory items can affect a credit score and overall history for many years; however, each type of negative account or[…..]

Credit Report - Fix Your Credit

In a Credit Report: Revolving vs Installment Accounts

So you just got your hands on your most recent credit report, and as you’re looking through, you notice that there are generally two categories of credit: revolving and installment. What’s the major difference between these two? How do they affect your credit score? Let’s go over what each one means. Revolving Accounts These are[…..]