Monitor Your Credit

Dear Fix Your Credit Consulting community, During this time of uncertainty the one thing you do not want to be uncertain about is your credit. You will want to be sure to take steps to make it as easy as possible to monitor how much you are using your credit and how it is affecting […]

credit scores | Fix Your Credit

Why Do the Credit Bureaus Report Different Scores?

When looking through your latest credit report, you may find that each credit bureau may report different scores. Not only that, if you look even closer, it may even report different balance amounts for lines of credit. So what exactly is happening here? Depending on when and where you grab your credit report, it may[…..]

Make Billing Dates Work On Your Schedule

Make Billing Dates Work On Your Schedule

Managing finances and working with different lines of credit can both be huge hassles. But there’s no need to let the stress of managing multiple billing dates between credit cards and utility bills get you down. There are ways to get through the month without the need of having to remember numerous days to pay[…..]

Inquiries: Why Are They on My Credit Report?

Inquiries: Why Are They on My Credit Report?

When looking at your credit report and through your credit history, you may notice a few things near the end called inquiries. Inquiries are when a creditor, lender, or furnisher checks your credit history and pulls your report for them to view. These reports include the complete credit history of a consumer and an aggregated[…..]

We guide you with the correct steps to improve your credit

Several Reasons to Improve Your Good Credit Score

A steady income alongside regular responsibility allows you to hold onto a good credit score. A good credit score to lenders is anything above 700, but the maximum credit score is 850. Just because you’re hovering above 700, there are still ways to increase that good credit score into a great score.  There are several[…..]

Credit Card tips - Fix Your Credit

Credit Card Tips: Do’s and Don’ts

When it comes to finances, credit cards can be both a boon or a detriment. On the one hand, credit cards can oftentimes be forgotten or hard to keep track of, or even worse, the line of credit that builds up a balance could accrue additional interests. However, if used correctly a credit card can[…..]

Fraud Alert - Fix Your Credit

Credit Freeze or Fraud Alert: What’s the Difference?

Do you suspect that you may be a victim of fraud or that you have had your personal information stolen? You may want to consider doing a credit freeze or a fraud alert with the three credit bureaus (Experian, Equifax, and Transunion). However, there is a difference between the two status alerts. The short of[…..]

deceased - Get Good Credit

The Deceased and Debts: Know Your Rights

It is always a hard time in life when a family member passes away, and the last thing you want to think about is the debt that your family may have left behind. No one wants to deal with these financial crises during a time of grieving, but unfortunately, the debt does not disappear when[…..]

Car - Fix Your Credit

Have a Car Lease? Sell it!

You may be driving around with only a few weeks left in your car lease and a single thought keeps popping through your head: what should you do with the lease? Returning a leased car to rotate to the next car is the move a lot of people default to, however many car dealerships may[…..]