Business Funding

Funding starts with a fundable profile

Most business owners are turned down for financing before a lender ever reads their business plan. The reasons are usually the same: personal credit that needs work, a business credit file that was never built, missing documentation, or applying to the wrong lenders in the wrong order. Fix Your Credit Consulting helps you fix that sequence.

How our Business Funding service works

1. Free funding consultation. We review your personal credit reports, your business entity and any existing business credit, and we listen to what you actually need the money for — equipment, inventory, working capital, expansion or a new location.

2. Personal credit first. Lenders look at the owner. If your personal profile is holding you back, our credit repair consultants build a customized plan of attack, the same way we do for every client, so you are applying from a position of strength.

3. Build the business credit file. We walk you through establishing your business identity correctly, opening accounts that report to the business bureaus, and separating business from personal so your company can stand on its own.

4. Documentation and matching. We help you assemble what lenders ask for and match you with financing options that fit your revenue, time in business and credit profile — business credit cards, lines of credit, term loans, equipment financing and SBA-backed programs.

Who this is for

• Startups and new LLCs that have never applied for business credit
• Established businesses that keep getting declined and don’t know why
• Owners whose personal credit is the only thing standing between them and approval
• Anyone who wants a clear, honest roadmap before they apply anywhere

Straight talk

Fix Your Credit Consulting is not a lender, and no one can promise an approval. Every funding decision is made by the financial institution based on its own requirements, which can change without notice. What we do is make sure that when you apply, you are applying with the strongest profile and the cleanest paperwork you can have — and that you are applying to the right places.